Free 20-minute strategy call — zero commitment
Fix your credit.Then turn it into $50K–$200K+
We clear what is holding your report back, build your profile past the 680 lender threshold, then leverage it into 0%-interest business funding — no collateral, no equity, and lender applications sequenced once your profile is ready.
Credit Repair + Funding
IN PROGRESSNew
Contacted
Qualified
In progress
Funded
Completed
Started 12/03/2025 · Last update 21/03/2025
The client portal, as your clients see it — every stage, every document, no chasing us for an update.
0%
intro-interest funding
680+
target credit score
0
hard pulls to apply
$200K+
top funding secured
Two ways in
Pick your starting point
Most clients start with repair and roll straight into funding. If your score is already there, skip ahead.
Credit Repair
For scores under 680. We clean up what's holding you back, then rebuild.
- ✓Dispute inaccurate collections, charge-offs and late payments
- ✓Rebuild plan targeting the 680+ lender threshold
- ✓Progress you can check in your client portal anytime
- ✓Seamless hand-off into funding when you’re ready
Business Funding
For 680+ profiles. Turn your credit into working capital.
- ✓$50K–$200K+ in 0% intro-interest business credit
- ✓No collateral, no equity, no revenue requirements
- ✓Lender positioning done for you: right cards, right order
- ✓Applications sequenced once your profile is lender-ready
The process
Three steps. No mystery.
- 1
Submit your application
Two minutes, no credit pull. Tell us where your credit stands and how much funding you need.
- 2
Book your strategy call
A free 20-minute call where we map your path: what to fix, in what order, and what you qualify for.
- 3
Get repaired, then funded
We work the disputes, build your profile past 680, and position you with the right lenders.
Your credit report
IdentityIQ · 3-bureauTransUnion
612
Poor
Experian
604
Poor
Equifax
663
Fair
- Helping your score
- 14
- Hurting your score
- 9
Your report, read for you: what is helping, what is hurting, and what we are disputing — updated as the bureaus respond.
For partners
Built for the whole network
Affiliates and partners refer clients and work the same file together — one client, one plan, everyone pulling the same direction.
01 — Two tiers
Affiliate
Send clients with your own referral link and watch every one of them land. Tier one unlocks a higher share and the full toolset; tier two keeps it simple.
02 — Larger volume
Partner
Everything an affiliate gets, plus deeper visibility into the files you bring in and a seat at the table on how they are worked.
03 — Your own platform
White label
The whole platform under your brand, on your own deployment — your name, your clients, your team. Set up with our help.
Already referring? Your link tracks every client you send.
Results
People who stopped waiting on the bank
They deleted 14 negative items in seven months. My score went from 548 to 681, and then they walked me into $85K at zero percent.
Marcus T.
Trucking company owner
Bank said no. Twice. These guys didn’t.
Alicia R.
E-commerce founder
I’d already paid two credit repair companies that did nothing. The difference here is the plan actually ends somewhere: funding.
Devon S.
Real estate investor
Individual results vary. These are the experiences of specific clients and are not a promise or guarantee that you will achieve the same or similar results. What is achievable depends on the accuracy of the information on your reports, how the bureaus and furnishers respond, and lender decisions we do not control.
We're not for everyone
The fastest way to waste your money is to sign up for something that was never going to work. Check both lists before you apply.
You're a fit if
- ✓You have a business or side venture, or plan to start one
- ✓You have verifiable income
- ✓You can stick with a 6–12 month plan if your score is under 680
- ✓You want capital without giving up collateral or equity
We're not a fit if
- ✕You need cash this week. Repair takes months, and we won’t pretend otherwise
- ✕You want a personal loan. We build business credit
- ✕You expect us to dispute accurate debt off your reports
- ✕You’re not willing to open new accounts strategically
FAQ
Questions we hear every day
Anything else? Ask in the chat — it takes 30 seconds and a real person follows up.
How long does credit repair take?＋
It depends on what is on your reports — how many items, how old they are, and how the bureaus respond. Nobody can honestly quote you a timeline before seeing them. We give you a realistic one on the strategy call, not a sales pitch.
Is the funding really 0% interest?＋
The products we position you for carry a 0% introductory APR, typically for 12 to 18 months. Approval and final terms are always the lender’s decision, not ours. That intro window is where our clients grow: inventory, equipment, marketing, real estate.
Will applying hurt my credit?＋
No. The application and strategy call involve no hard pull. Hard inquiries only happen later, strategically, once your profile is ready for lenders.
What does it cost?＋
It depends on where you’re starting from and what you need. You get exact pricing on the free strategy call. Zero pressure, zero commitment.
Ready to turn your credit into capital?
Two-minute application. No hard pull. Free strategy call within one business day.